Client Testimonials

What our clients say about us…

 Jan was fantastic to deal with. She provided multiple options of finance to consider, to ensure that I got the right loan for me.  She was responsive and covered all areas that a Lender needs to know rather than going backwards and forwards, which can be frustrating.  This also saved time and allowed me to get my finance arranged very quickly and purchase my work vehicle.

Thanks Jan, a finance professional I would highly recommend.

Dan Skinner, Cronulla, NSW

After being declined over and over and then getting accepted by 2 companies with absolute ludicrous repayments i ran into Jan, Jan had a realistic approach to finance for a work vehicle for me.
My suggestion is to give her a call and tell her absolutely everything and hide nothing, tell her how you spend your money no matter what it is so Jan can go in with nothing to hide and actually achieve something for you with a realistic end goal.
After telling Jan my spending habits Jan was able to confront lenders with nothing to hide and approve me the next day! I dont really know how Jan finds the time to do her work as i received messages via email and text anytime i asked a question almost straight away.
Well done on making our lives easier Jan
I applaud all your efforts

Jan is a BRILLIANT financial professional and she has all of the best qualities of a professional broker. She is highly client focused and cares deeply about the outcomes her clients. I greatly admire Jan’s ability to make complex situations seem simple and clear. I also respect her ability as a business owner and leader and I see her at the forefront of professional Financial Brokers.
Ben Reiss

BTE Excavations

Thanks you so much for being so prompted and on top of everything, complete professional. You have made the whole process feel so easy you have been fabulous. We will definitely be telling all of our friends and clients about you.

B&F Scruton Plumbing Pty Ltd

Needed a bobcat fast for a live project, Jan not only arranged fast finance but was able to coordinate the purchase and keep me up to date with specific time frames. Thanks to Jan my client was very impressed with how fast I could procure, insure and deliver a new machine to site. Would highly recommend start fresh finance to anyone in the earth-moving Industry.

Dukes Plant Hire Pty Ltd

Amazing service, had a great rate, made easy to understand and no hidden extras. Would definitely recommend to family and friends.

Thank you so much again!!! Couldn’t have asked for a swifter broker!!!

From the first phone call regarding potentially financing the purchase of a new car to actually going ahead with the whole process Jan has made it very straight forward. At all times she has been professional & has kept me abreast of the process. I am more than happy to recommend Jan to anymore that needs finance.
Pat Egan

Thanks so much Jan for all your help getting my boat finance approved….you worked so hard getting everything together, you are AWESOME and I am now referring you to my friends.
Chris Hudson

Jan would like to thank you for such an easy and effortless way you made buying a new truck easy and i will definitely be using you again and recommending you – thanks.
John Ross

Ross Removals

Thank you to Jan at Start Fresh for an easy, stress free process.  From start to finish Jan was very professional and was always contactable.  Thank you for getting my loan through so fast and easy, your assistance was much appreciated.  Will definitely use Start Fresh Finance for future needs.  


From the very beginning, dealing with Jan was a pleasant experience. Jan walked us through our application via phone calls and emails as we live interstate. Distance was no barrier for Jan to work her magic. Our finance was organised without any hiccups and with a quick turn around. I would recommend Jan at Start Fresh Finance to anyone who is after efficient and friendly service.
Jen & Paul O'Shea

From my first phone call to just making enquires was on a Tuesday, by the following Tuesday we picked up a caravan!!
Thanks to Jan from Start Fresh Finance it was the easiest and smoothest way of getting a loan. Jan even came to our house
to finalise the paper work. We would definitely use Jan again for any further loans and will definitely recommend Jan to all
our family and friends. Thank you so much Jan.
Rob & Vicki

Thank you for all that you did, Your patience and understanding, Today was my first day working with my truck, What a feeling!!!!

Thank you for all that you did, Your patience and understanding, Today was my first day working with my truck, What a feeling!!!!

Whilst at the Toowoomba Outdoor Adventure and Motoring Expo, A Business Referral Partner handed me the business cards of my major competitor to destroy and replace with my business cards for their clients…. “The other Business Partner raves about you & after meeting you I will be referring all our clients to you”…..very happy.
Business Referral Partner

Start Fresh Finance are fantastic. Through a painless process Jan understood our needs and the timeframe we were working with. The turnaround time was quick and before we knew it Start Fresh Finance were able to quickly organise and prioritise our options. Then all we had to do was literally make a choice. The communication was excellent and we would happily see Jan again in the future.
Tapu and Joe Fuiava

After deciding to upgrade my primary vehicle I approached Jan Watman of Start Fresh Finance to provide assistance is securing a partial business loan against it. Jan provided professional advice as to the options available and received approval from the lender within 72 hours of my submitting the application. Jan went out of her way to meet me at my place of work in order for me to complete all the necessary paperwork and the whole process was completed within a few days. I would like to thank Jan for her professional and courteous approach throughout and have would have no hesitation in recommending Jan and Start Fresh Finance in future.
Paul Lomas

Executive Director BNI Brisbane CBD / BNI Brisbane South / BNI Canberra

Once again thank you very much for all your hard work and persistence. I came across a lot of stumbling blocks with other finance brokers who kept saying can’t do or wouldn’t answer my calls, but you Jan, just kept on going with options to suit my businesses needs. I will definitely be passing your name around and hopefully we can do business again.
Steve & Helen

I just want to say a big THANK YOU from me and Sno for all your help, you are wonderful. We had the pleasure of Jan’s assistance in purchasing a truck for our business. Jan was extremely helpful and patient with us always taking the time to explain if we didn’t understand & going above and beyond what was expected of her. We found her professional at all times and felt at ease with her from the start. We never felt like we were just another sale! Jan was recommended to us from another customer and we feel very confident in recommending her to anyone, she is excellent at her job.
Sno & Nicole Leota

Thank you very much Jan, my husband and I are so grateful for your help, and you don’t know how much this means to us….I have my own car for work. How many times have we tried to borrow money to purchase a car, but never approved…. Again thank you very much…….take care and God bless you always. I will tell my friends and family about you.

Thanks a mill for all your assistance on progressing this Loan and pulling this off in a short timeframe, hugely appreciated.