With so many distractions over the festive season, it can be easy for your customers to slip behind on payments. So, to avoid any additional cash flow strain – there may be some things you can do to help.

ARTICLE: How to deal with unpaid invoices at EOY

From sending invoices early to being upfront with expectations, this article discusses a range of tips and safeguards to action now to make sure you’re paid before everyone clocks off for the break.

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We can help you with extra funding support

Don’t forget, if you think you might need cash flow support over the January period, talk to us about the fantastic deals we have on business loans and the new line of credit until 31 Dec 2019

Small Business Loan – a one-off lump sum
OFFER: 6 week repayment pause to use when you choose1

Line of Credit – ongoing access to funds
OFFER: Pay $0 line activation fee if you open and draw down by 31 Dec 20192

Plus go into the draw to win $6,0003
Available with each of the above offers

APPLY NOW

Get the funds you need to cover business cash flow gaps over the holiday period. Ask us how

Call Jan 0468 371 449 or email jan@startfreshfinance.com.au

Source: Prospa

  1. No repayments offer available to new and existing approved customers on a new or refinanced Prospa Small Business Loan settled between 1 November and 31 December 2019 (inclusive). Customer may elect when to take one 6 week repayment deferral (Deferral Period) by providing Prospa with no less than two business days’ notice via email to CST@prospa.com or over the phone to 1300 882 867. The Deferral Period must be taken in one 6-week block and must be initiated by the customer. The Deferral Period cannot be taken whilst the customer is in arrears or in Default (under the terms of the loan agreement). Failure to initiate Deferral Period prior to expiry, refinance or early repayment of the loan will result in forfeiture of right to Deferral Period. Deferral Period cannot be transferred to another customer or another loan. Loan term assumes full 6-week Deferral Period is taken, failure or ineligibility to take Deferral Period will reduce the total loan repayment term by a period equal to the Deferral Period. Offer only available to customers who provide connected electronic bank statements. Offer only available to businesses established and operating in Australia. Offer may be withdrawn without notice. Standard credit approval criteria, fees, terms and conditions apply.
  2. $0 line activation fee offer applies to new Line of Credit customers only. Line of Credit must be approved and an initial drawdown (min. drawdown of $10) made between 1 November and 31 December 2019 (inclusive). Usual line activation fee is $195. Monthly Subscription Fee of $25 applies throughout the term of the line. Offer only available to customers who provide connected electronic bank statements. Offer available on Prospa Line of Credit product only. Offer only available to businesses established and operating in Australia. Not valid in conjunction with any other offer. Offer may be withdrawn without notice. Standard credit approval criteria, fees, terms and conditions apply.

T&Cs apply, see prospa.com/prizedraw. Open to small businesses operating in Australia. Ends: 11:59pm AEDST on 31/12/19. Permits: NSW LTPS/19/39094. ACT TP19/04440. SA T19/1763.