Rent to Own
Loans For Businesses
Have you asked yourself any of these questions when applying for a loan:
- Why won’t the bank approve my loan?
- Will my new start-up business be successful?
- What if I only have strong business in the pipeline or new contracts?
- My business is growing fast, what do I do without all the financials?
- What if I don’t want to buy new equipment?
An alternative to traditional choices such as Chattel Mortgage and Lease, the Rent to Own solution is flexible and offers a number of options of a rental while still contributing towards paying off the asset so you can one day own it.
The Rent to Own solution is all about having flexibility and options
Rent To Own is designed for small businesses requiring commercial equipment such as heavy earthmoving equipment finance, trailer finance and transportation finance.
We assist businesses across Australia with more flexibility than many Brokers can offer, as we have a rent to own option. The Rent To Own provides a low risk, affordable and quick funding solution for equipment finance. The type of equipment you need and how to fund it is very important to your business.
So who can we help with funding?
The key is that we look at finding ways to approve customers not decline them.
We are not a bank and so we can look outside the box and look at a customer’s potential moving forward as opposed to solely how much property they own! With this in mind we can help fund a wide range of different customers:
New Business start ups
- Owner Operators
- Medium to large businesses
With Start Fresh Finance you can have the commercial truck / trailer you need for your business at an affordable daily rate. Make an enquiry today, fill out the form below
We can assist the entrepreneurs taking the big step of starting their own business, we fund the small guys and we help existing businesses to grow
In many businesses the ability to adapt, change, upgrade or sell equipment at any time, can give you the edge against your competitors. As a Business owners having the confidence of a fully flexible finance option allows you to take up the opportunities without the associated risk of long term contracts
Rent to Own provides flexibility, you are able to obtain ownership at any time, but while you’re renting you get all the benefits of a rental
Rent To Own Benefits
Simple Application Process – we look for ways to approve you
- No deposit, No Bond – So no need to wait to save or use your working capital and savings
- Tax Advantages – Rental Payments are 100% tax deducible – You’ll need to check with your accountant
- You name your term – 12mths to 5 years
- Renting is ‘Off Balance Sheet Funding” which doesn’t affect future borrowing capacity
- Minimal documentation
- Can assist with older age vehicles
- Private sales are OK
Growing your Business and possibly diversify your borrowings? Rental payments don’t affect your servicing capacity as they are an expense – not a commitment
How does this sound?
Here is How It Works
- NAME YOUR OWN TERM – You select the term 4 years or 5 years – there are other options for different terms
- NO DEPOSIT & NO ESTABLISHMENT FEES – Flexibility is key – refinance and existing loan or buying new or used Vehicle or trailer. You choose the equipment, you select the payment terms. Our solutions are simple.
- 100% FINANCE ON AMOUNTS UP TO $300,000 – Whether the equipment you want costs a little, or a lot, we can finance the complete amount, thereby freeing up your working capital to use where it’s most needed.
- WEEKLY PAYMENTS
- BUYOUT OF $1 AT END OF TERM
- OPTION TO BUYOUT EARLY – Have the options to buy out before end of term, at the end of each anniversary. You can pay out at any time. You just pay the gross weekly rentals (plus the buyout amount) that fall due, up to the next anniversary date.
To recap you can buy out the contract at any term of the loan!
- FAST AND EASY APPLICATION PROCESS
To start all you’ll need to provide us
- your ABN
- two forms of ID (Driver’s licence and Medicare Card) – Take a photo and text to us
- sign a Privacy form and 5 minutes on the phone to gather other info or complete Customer Profile.
Call us today
complete and sign attached Customer Profile & Privacy 2018
Other Finance Options Available
Rent To Own
- Rental Operating Lease
- Chattel Mortgage
- Short term Business Loan
- Debtor Finance
Have more questions?
Call us now – we are happy to chat about your situation and what you’re looking for.