Majority of businesses worry about tax planning in June, at the end of the Year, whereas the best time is July – start planning for the full year ahead.

The financial landscape has changed over the last few years and even greater over the last few months and continuing to move, with all lenders asking more questions, which sometimes makes it difficult for clients to gain finance the way they have in the past.

At Start Fresh Finance we are always keeping up to date with lenders requirements and seeking out new lenders, who are seeing an opportunity in the market given the majors are tightening their guidelines.

If you have been thinking or even trying to obtain finance, why not talk to us – we will not waste your time or undertake a number of loan applications to a number of lenders, which in turn may impact your credit profile.

We can offer several different finance options businesses and personal finance needs (or wants).

  • Personal Loans
  • Car Loans
  • Chattel Mortgages
  • Rental Operating Lease or Rent To Own
  • Short Term Lending
  • Debtor Financing

We can help you as a

  • Start Up Business
  • a renter rather than property owner/buyer,
  • Do not having a large cash deposit,
  • Do not having recent financials completed.

Recently we have been assisting several clients who have GoGetta Contracts wanting to refinance and reduce their weekly or monthly commitment.

GoGetta stopped accepting new asset finance applications as of 26th February 2018. Start Fresh Finance had a great relationship with GoGetta when they were in the market and through that we have a solid understanding of their product.

What does this mean for you and how can Start Fresh Finance Team help?

One of the options available to you is to refinance the asset and free up cashflow. Our team are happy to talk through your financial situation and possible refinance options with you.

Background to GoGetta:

GoGetta catered for small and medium sized businesses who often could not obtain equipment finance through banks or mainstream financiers with ease. Customers got a quick and easy approval process. Established by Silver Chef, a hospitality financier, GoGetta financed the vehicles, industrial and fitness equipment via a rental agreement. After the initial period customers could purchase with a rental rebate (known as “Rent-Try-Buy” or rent-to-buy) or roll the contract into a lease agreement. They required no additional security and or director’s guarantees.

GoGetta is now Closed: Early in 2018 Silver Chef management decided to close the GoGetta business.

If you have finance with GoGetta, we strongly suggest you get in touch with us to discuss your options for refinancing your GoGetta contract.

GoGetta Refinance:

As GoGetta made it easier to obtain finance initially, some banks and lenders will not refinance their contracts. Hence this process is not as simple as it should be. However, we have recently assisted several GoGetta customers to refinance their equipment or vehicles with some of our other trusted lenders.  

Start Fresh Finance have lenders who specialise in refinancing and those who are happy to finance new, used and specialised equipment, from a dealer or a private sale.

We have recently helped some clients reduce their weekly commitment from $800 to $500 per week – imagine what you could do with this additional cashflow.


While it is disappointing to see GoGetta’s exit, Start Fresh Finance is here to assist all GoGetta customers. We specialise in helping start-up businesses and rapidly growing business to access the finance they need to grow and succeed, in the transport and construction industry.


As mentioned previously don’t waste your time or damage your credit rating applying to your bank or many lenders online, use an experienced Broker who can assess your situation before applying and even talk to the lender first to gain an idea of whether they are interested in assisting.

We have spoken to a few business owners who thought hey could just apply online and did this with a few lenders, and the result was declines and more importantly a great impact on their credit score to below the level any lender will consider – this leaves them with very limited options.

As your finance broker we will take the time to understand your business, your goals and your challenges. We will bring you suitable finance options and then arrange the financing for you in a timely manner.

Whether you have a current GoGetta contract and are considering refinancing or purchasing new or used equipment or a vehicle, we can help. 

If you feel we can help you or another business owner please call us on 0468371449 or click here and we will contact you

Start Fresh Finance – Specialise in Providing Finance for Small and Medium Businesses – in transport and construction industries and Tradies.